The Affordable College Plan LTU Alumni

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Quick Disclaimer (our lawyers insisted)

The results from this questionnaire are only a general estimate and are not guaranteed. They are only provided as a guideline and educational tool. For an accurate assessment of your ability to qualify for final expense life insurance, please consult with an experienced insurance agent who is licensed in your state.
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What is your current age?
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Are you currently diagnosed with any of the following?
ALS (Lou Gehrig's Disease)
Alzheimer's Disease
Autism, moderate to severe
Cancer (except Basil Cell or Squamous Skin Cancer)
Cerebral Palsy
Congestive Heart Failure
Cystic Fibrosis
Dementia
Diabetes Younger than Age 20 with Insulin
Downs Syndrome
HIV or AIDS
Huntington's Disease
Leukemia
Mental Incapacity
Muscular Dystrophy
Sickle Cell Anemia
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Do any of the following situations apply to you?
Advised to have surgery or diagnostic testing and not yet completed
Bedridden
Been advised to have surgery, nursing home confinement or hospital confinement and chosen not to do so within 1 year
Bone Marrow Transplant
Confined to Hospital, Long-Term Care facility, nursing home
Life Expectancy of 24 Months or Less
Organ Transplant
Permanently Bound to a Wheelchair
Require assistance with ADLs (feeding, bathing, dressing, transporting, etc.)
Tissue Transplant
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During the Last 12 months have you experienced any of the following?
Aneurysm
Angina
Hospitalized 2 or more times
Required to Use Oxygen Equipment
Stroke with Complications
Transient Ischemic Attack (TIA)
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During the last 24 months have you experienced or been diagnosed with any of the following?
Cancer (except Basil Cell or Squamous Skin Cancer)
Diabetic Coma
Insulin Shock
Leukemia
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During the last 4 years have you been diagnosed with or experienced any of the following?
Leukemia
Melanoma
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Have you ever been diagnosed with any of the following?
Multiple Sclerosis
Emphysema
Hepatitis B
Hepatitis C
Renal Failure Stages 4-5
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During the last 12 months have you been diagnosed with or experienced any of the following?
Heart Surgery
Chronic Cough
Dialysis
Drug Abuse
Full Disability
Heart Attack
Sleep Apnea CPAP w/ Oxygen
Stroke with No Complications
Unexplained Fatique
Unexplained Gastrointestinal Bleeding
Unexplained Weight Loss Greater than 10 Lbs
Use an Inhaler for COPD or Other Lung Condition
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During the last 24 months have you been diagnosed with any of the following?
Cardiomyopathy
Chronic Asthma
Chronic Bronchitis
Cirrhosis of the Liver
COPD
Coronary Artery Disease
Diabetes with Insulin
Kidney Disease
Liver Disease
Lung Disease
Neurological Disorder
Schizophrenia
Systemic Lupus Erythematosus (SLE)
Transient Ischemic Attack (TIA)
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During the last 24 months have you experienced any of the following?
Alcohol Abuse
Aneurysm
Angina
Angioplasty
Circulatory Disorder
Circulatory Surgery
Coronary Artery Bypass Surgery
Diabetic Coma
Driving DUI Convicted More than Once
Driving Reckless More than once
Driving Reckless or 3+ Tickets
Drug Abuse
Epilepsy More than 6 seizures
Felony Conviction or Awaiting Trial for a Felony
Heart Attack
Heart Bypass Surgery
Hospitalized for Mental or Nervous Disorder
Irregular Heart Rhythm
Marijuana Usage
Stroke with No Complications
Transient Ischemic Attack (TIA)
Treated for Bipolar Disorder
Unlawful Drug Use or Prescription Drug Abuse
Valvular Heart Disease with surgical repair
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Congratulations! You may qualify for Level Premium insurance.This is the lowest cost final expense insurance. Feel welcome to contact one of our specialists and we will search for the best price for you.
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Your results indicate you may qualify for Graded Premium insurance.While not as low cost as Level Premium insurance, great deals can be found. Further, an in-depth interview with one of our specialists may help you qualify for a better rate!
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You will most likely qualify for Guaranteed Issue insurance.While this is typically the most expensive form of final expense insurance, we can still search several companies to get you a good value. Depending on your age and other conditions, some of our guaranteed issue coverage can actually be less expensive than a Graded Product, so feel welcome to reach out to us today.
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You will most likely not qualify for Final Expense insurance.However! Please contact us so we can review your case to make sure we didn't miss anything. Fill out the quote request on the right or Contact Us via the link at the top of the page.
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If you would like to have someone contact you, feel welcome to complete the following information and someone will get back to you soon. Otherwise, leave the following fields blank and click the Submit button to close the form.
Your Name
Please enter your email
Please enter your phone
How much do you think your final expenses will cost?
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